Pawn Shop Tips, Guides & Resources

Everything you need to know before visiting a pawn shop — from how loans work to getting the best price for your items.

How Pawn Shops Work

How Pawn Shops Work: A Complete Guide

Everything you need to know about pawn shops — from how pawn loans work to selling items outright and what determines your offer.

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Pawn vs. Sell: Which Option Gets You More Money?

A side-by-side breakdown of pawning versus selling — which puts more money in your pocket, and when each option makes sense.

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24-Hour Pawn Shops: How to Find Pawn Shops Open Late or All Night

True 24-hour pawn shops are rare but late-night options exist. Here's how to find pawn shops open now in your city.

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What Can You Pawn? A Complete List of Items Pawn Shops Accept

A complete rundown of every item category pawn shops commonly accept — and a few surprising things they don't.

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Selling Guide

How Much Do Pawn Shops Pay? A Category-by-Category Guide

What percentage of an item's value do pawn shops actually pay? A category-by-category breakdown with realistic payout ranges.

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Best Things to Pawn: 15 Items That Get the Highest Offers

Not all items are created equal at pawn shops. These 15 categories consistently command the highest offers.

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How to Get the Best Price at a Pawn Shop: 12 Negotiation Tips

12 proven strategies for getting a higher offer at any pawn shop — from timing your visit to presenting your items.

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Pawn Loans

Pawn Shop Interest Rates Explained: What You'll Actually Pay

Pawn loan interest rates range from 2% to 25% per month depending on your state. Here's exactly what you'll pay and how to minimize fees.

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Collateral Loans Explained: Pawn Loans vs. Traditional Lending

Pawn loans are the original collateral loan — no credit check, no income verification. Here's how they compare to every other borrowing option.

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Pawn Shop Laws by State: Interest Rates, Hold Periods & Regulations

Every state regulates pawn shops differently — from interest caps to hold periods. Find the rules that apply where you live.

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Gold & Precious Metals

Pawn Shop Gold Prices: How Much Will a Pawn Shop Pay for Gold?

Pawn shops typically pay 50–80% of gold's melt value. Learn the exact formula, karat-by-karat payouts, and how to get the best price.

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